INSURANCE LAW

State Initiatives May Fall Short for Sandy Flood Victims

Because flood insurance policies are governed by federal law, state legislation and executive orders are not binding on them

, New Jersey Law Journal

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Since Superstorm Sandy, many state and local government initiatives have been proposed to help property and business owners recover under their insurance policies. Unfortunately, none of these programs help with claims under flood policies, because they are governed by federal law: written under the National Flood Insurance Program, and administered by the Federal Emergency Management Agency.

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